A scratch on a bumper, while unsightly, is not something that will affect the safety and function of the car, so you have time to mull things over to decide what is best to do. If you just can't stand seeing that scratch on your new car, go to a body shop (a reputable one...ask around) and ask for an estimate. It may be low enough that you would not even meet the deductible on your insurance and will therefore need to pay for it out of your own pocket. If it is more than your deductible, then you need to decide if it is worth it to report it to your insurance. Every time you make a claim on insurance, you risk 1. higher rates or 2. cancellation. I doubt very seriously if any repair shop is going to tell you to replace the whole bumper for a scratch, and I doubt even more that your insurance would pay for a whole bumper replacement. Whatever, I definitely would not try to repair it myself. You may be more talented at that than I am, but I can assure you it would look worse than it did, if I tried to fix it.
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